FIRST NATIONAL BANK OF MOOSE LAKE, THE

MOOSE LAKE, MN | Small | Est. June 21, 1926, midnight | FDIC #5214 | RSSD #706058 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF MOOSE LAKE, THE is asn small FDIC-insured commercial bank headquartered in MOOSE LAKE, MN, established in June 21, 1926, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $116M. Profitability stands at 2.00% ROA and 15.59% ROE, with a net interest margin of 4.63%. The bank's CET1 capital ratio is 12.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.30%. FDIC Certificate #5214.

Assets

$139M

Deposits

$116M

Loans

$98M

Equity

$18M

Profitability

Return on Assets (ROA) 2.00%
Return on Equity (ROE) 15.59%
Net Interest Margin (NIM) 4.63%
Yield on Assets 6.44%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.30%
NPA Ratio 0.04%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 12.93%
Tier 1 Capital 12.93%
Total Capital Ratio 13.58%
Leverage Ratio 14.95%
Loan-to-Deposit 83.93%

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