LAKE COUNTRY COMMUNITY BANK

MORRISTOWN, MN | Micro | Est. May 2, 1928, midnight | FDIC #17122 | RSSD #706450 | FDIC
Latest Report: 2025-12-31

LAKE COUNTRY COMMUNITY BANK is amn micro FDIC-insured commercial bank headquartered in MORRISTOWN, MN, established in May 2, 1928, midnight. As of 2025-12-31, the bank reported total assets of $33M and total deposits of $29M. Profitability stands at -0.43% ROA and -4.57% ROE, with a net interest margin of 3.69%. The bank's CET1 capital ratio is 22.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 12.71%. FDIC Certificate #17122.

Assets

$33M

Deposits

$29M

Loans

$14M

Equity

$3M

Profitability

Return on Assets (ROA) -0.43%
Return on Equity (ROE) -4.57%
Net Interest Margin (NIM) 3.69%
Yield on Assets 4.71%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.36%
Texas Ratio 12.71%
NPA Ratio 1.30%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 22.50%
Tier 1 Capital 22.50%
Total Capital Ratio 23.65%
Leverage Ratio 11.45%
Loan-to-Deposit 47.63%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required