SECURITY SAVINGS BANK

MONMOUTH, IL | Small | Est. Jan. 1, 1882, midnight | FDIC #28925 | RSSD #708379 | FDIC
Latest Report: 2025-12-31

SECURITY SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in MONMOUTH, IL, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $248M and total deposits of $220M. Profitability stands at 1.05% ROA and 9.99% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 10.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 1.23%. FDIC Certificate #28925.

Assets

$248M

Deposits

$220M

Loans

$153M

Equity

$26M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 9.99%
Net Interest Margin (NIM) 3.86%
Yield on Assets 5.12%
Cost of Funds 1.30%

Asset Quality

NPL Ratio 0.23%
Net Charge-Off Ratio 0.05%
Texas Ratio 1.23%
NPA Ratio 0.14%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 10.64%
Tier 1 Capital 10.64%
Total Capital Ratio 11.17%
Leverage Ratio 12.31%
Loan-to-Deposit 69.73%

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