NEBRASKA STATE BANK

BRISTOW, NE | Micro | Est. Nov. 14, 1924, midnight | FDIC #13696 | RSSD #70955 | FDIC
Latest Report: 2025-12-31

NEBRASKA STATE BANK is amn micro FDIC-insured commercial bank headquartered in BRISTOW, NE, established in Nov. 14, 1924, midnight. As of 2025-12-31, the bank reported total assets of $22M and total deposits of $19M. Profitability stands at 0.86% ROA and 5.56% ROE, with a net interest margin of 4.70%. The bank's CET1 capital ratio is 15.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.19% and a Texas Ratio of 12.25%. FDIC Certificate #13696. The institution operates 1 domestic branch.

Assets

$22M

Deposits

$19M

Loans

$14M

Equity

$4M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 5.56%
Net Interest Margin (NIM) 4.70%
Yield on Assets 6.50%
Cost of Funds 3.33%

Asset Quality

NPL Ratio 3.19%
Net Charge-Off Ratio -0.02%
Texas Ratio 12.25%
NPA Ratio 2.01%
ACL / Loans 0.87%

Capital & Liquidity

CET1 Ratio 15.90%
Tier 1 Capital 15.90%
Total Capital Ratio 16.69%
Leverage Ratio 15.28%
Loan-to-Deposit 75.91%

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