BanksNEBRASKA STATE BANK

NEBRASKA STATE BANK

BRISTOW, NEMicroEst. Nov. 14, 1924, midnightFDIC #13696RSSD #70955FDIC
Latest · 2025-12-31

NEBRASKA STATE BANK is an FDIC-insured commercial bank headquartered in BRISTOW, NE, established in Nov. 14, 1924, midnight. As of 2025-12-31, the bank reported total assets of $22M and total deposits of $19M. Profitability stands at 0.86% ROA and 5.56% ROE, with a net interest margin of 4.70%. CET1 capital ratio: 15.90%, well above regulatory minimums. NPL ratio: 3.19% · Texas Ratio: 12.25%. Operates 1 domestic branch.

Assets
$22M
Deposits
$19M
Loans
$14M
Equity
$4M

Profitability

Return on Assets (ROA)0.86%
Return on Equity (ROE)5.56%
Net Interest Margin4.70%
Yield on Assets6.50%
Cost of Funds1.99%

Asset Quality

NPL Ratio3.19%
Net Charge-Off Ratio-0.02%
Texas Ratio12.25%
NPA Ratio2.01%
ACL / Loans0.87%

Capital & Liquidity

CET1 Ratio15.90%
Tier 1 Capital15.90%
Total Capital Ratio16.69%
Leverage Ratio15.28%
Loan-to-Deposit75.91%

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