WESTERN BANK, ARTESIA, NEW MEXICO

ARTESIA, NM | Small | Est. Aug. 2, 1948, midnight | FDIC #16720 | RSSD #709554 | FDIC
Latest Report: 2025-12-31

WESTERN BANK, ARTESIA, NEW MEXICO is asn small FDIC-insured commercial bank headquartered in ARTESIA, NM, established in Aug. 2, 1948, midnight. As of 2025-12-31, the bank reported total assets of $305M and total deposits of $271M. Profitability stands at 2.20% ROA and 21.39% ROE, with a net interest margin of 5.35%. The bank's CET1 capital ratio is 14.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16720.

Assets

$305M

Deposits

$271M

Loans

$178M

Equity

$31M

Profitability

Return on Assets (ROA) 2.20%
Return on Equity (ROE) 21.39%
Net Interest Margin (NIM) 5.35%
Yield on Assets 5.77%
Cost of Funds 0.44%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.06%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 14.83%
Tier 1 Capital 14.83%
Total Capital Ratio 15.78%
Leverage Ratio 10.94%
Loan-to-Deposit 65.65%

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