VERIMORE BANK

BROOKFIELD, MO | Medium | Est. May 1, 1934, midnight | FDIC #28930 | RSSD #710176 | FED
Latest Report: 2025-12-31

VERIMORE BANK is amn medium FDIC-insured commercial bank headquartered in BROOKFIELD, MO, established in May 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $639M and total deposits of $547M. Profitability stands at 1.83% ROA and 16.77% ROE, with a net interest margin of 4.51%. The bank's CET1 capital ratio is 13.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.32%. FDIC Certificate #28930.

Assets

$639M

Deposits

$547M

Loans

$489M

Equity

$69M

Profitability

Return on Assets (ROA) 1.83%
Return on Equity (ROE) 16.77%
Net Interest Margin (NIM) 4.51%
Yield on Assets 6.63%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.32%
NPA Ratio 0.04%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 13.52%
Tier 1 Capital 13.52%
Total Capital Ratio 14.74%
Leverage Ratio 10.49%
Loan-to-Deposit 89.49%

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