BANK OF GUAM

HAGATNA, GU | Large | Est. Dec. 11, 1972, midnight | FDIC #20884 | RSSD #711472 | FDIC
Latest Report: 2025-12-31

BANK OF GUAM is aln large FDIC-insured commercial bank headquartered in HAGATNA, GU, established in Dec. 11, 1972, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.7B. Profitability stands at 1.27% ROA and 16.35% ROE, with a net interest margin of 4.76%. The bank's CET1 capital ratio is 14.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.84% and a Texas Ratio of 12.52%. FDIC Certificate #20884.

Assets

$3.0B

Deposits

$2.7B

Loans

$1.7B

Equity

$224M

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 16.35%
Net Interest Margin (NIM) 4.76%
Yield on Assets 5.39%
Cost of Funds 0.82%

Asset Quality

NPL Ratio 1.84%
Net Charge-Off Ratio 0.61%
Texas Ratio 12.52%
NPA Ratio 1.05%
ACL / Loans 1.68%

Capital & Liquidity

CET1 Ratio 14.14%
Tier 1 Capital 14.14%
Total Capital Ratio 15.39%
Leverage Ratio 9.12%
Loan-to-Deposit 63.02%

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