CHELSEA STATE BANK is asn small FDIC-insured commercial bank headquartered in CHELSEA, MI, established in Dec. 17, 1897, midnight. As of 2025-12-31, the bank reported total assets of $414M and total deposits of $363M. Profitability stands at 1.82% ROA and 15.87% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 19.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.26% and a Texas Ratio of 7.26%. FDIC Certificate #14009.
Assets
$414M
Deposits
$363M
Loans
$252M
Equity
$48M
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