SCRIBNER BANK

SCRIBNER, NE | Micro | Est. Aug. 17, 1917, midnight | FDIC #14026 | RSSD #711753 | FDIC
Latest Report: 2025-12-31

SCRIBNER BANK is amn micro FDIC-insured commercial bank headquartered in SCRIBNER, NE, established in Aug. 17, 1917, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $78M. Profitability stands at 1.41% ROA and 9.30% ROE, with a net interest margin of 4.84%. The bank's CET1 capital ratio is 14.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.83% and a Texas Ratio of 6.95%. FDIC Certificate #14026.

Assets

$92M

Deposits

$78M

Loans

$55M

Equity

$14M

Profitability

Return on Assets (ROA) 1.41%
Return on Equity (ROE) 9.30%
Net Interest Margin (NIM) 4.84%
Yield on Assets 6.28%
Cost of Funds 2.28%

Asset Quality

NPL Ratio 1.83%
Net Charge-Off Ratio 0.10%
Texas Ratio 6.95%
NPA Ratio 1.10%
ACL / Loans 1.82%

Capital & Liquidity

CET1 Ratio 14.74%
Tier 1 Capital 14.74%
Total Capital Ratio 15.47%
Leverage Ratio 15.38%
Loan-to-Deposit 71.06%

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