SAVINGS BANK, THE

WAKEFIELD, MA | Medium | Est. May 26, 1869, midnight | FDIC #90291 | RSSD #711801 | FDIC
Latest Report: 2025-12-31

SAVINGS BANK, THE is amn medium FDIC-insured commercial bank headquartered in WAKEFIELD, MA, established in May 26, 1869, midnight. As of 2025-12-31, the bank reported total assets of $873M and total deposits of $766M. Profitability stands at 0.14% ROA and 1.53% ROE, with a net interest margin of 2.68%. The bank's CET1 capital ratio is 8.77%. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 8.79%. FDIC Certificate #90291.

Assets

$873M

Deposits

$766M

Loans

$626M

Equity

$82M

Profitability

Return on Assets (ROA) 0.14%
Return on Equity (ROE) 1.53%
Net Interest Margin (NIM) 2.68%
Yield on Assets 4.85%
Cost of Funds 2.22%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.53%
Texas Ratio 8.79%
NPA Ratio 0.87%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 8.77%
Tier 1 Capital 8.77%
Total Capital Ratio 9.21%
Leverage Ratio 9.67%
Loan-to-Deposit 81.73%

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