FIRST NEW MEXICO BANK

DEMING, NM | Small | Est. April 30, 1962, midnight | FDIC #18514 | RSSD #712956 | FDIC
Latest Report: 2025-12-31

FIRST NEW MEXICO BANK is asn small FDIC-insured commercial bank headquartered in DEMING, NM, established in April 30, 1962, midnight. As of 2025-12-31, the bank reported total assets of $276M and total deposits of $233M. Profitability stands at 1.86% ROA and 12.97% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 14.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 6.46%. FDIC Certificate #18514.

Assets

$276M

Deposits

$233M

Loans

$124M

Equity

$39M

Profitability

Return on Assets (ROA) 1.86%
Return on Equity (ROE) 12.97%
Net Interest Margin (NIM) 4.24%
Yield on Assets 5.42%
Cost of Funds 1.30%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio 0.39%
Texas Ratio 6.46%
NPA Ratio 0.98%
ACL / Loans 2.21%

Capital & Liquidity

CET1 Ratio 14.17%
Tier 1 Capital 14.17%
Total Capital Ratio 14.88%
Leverage Ratio 14.53%
Loan-to-Deposit 53.46%

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