PEOPLES STATE BANK OF VELVA is asn small FDIC-insured commercial bank headquartered in VELVA, ND, established in Jan. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $189M and total deposits of $166M. Profitability stands at 1.47% ROA and 16.43% ROE, with a net interest margin of 3.98%. The bank's CET1 capital ratio is 12.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.52%. FDIC Certificate #10250.
Assets
$189M
Deposits
$166M
Loans
$139M
Equity
$17M
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