FARMERS & MERCHANTS BANK is aln large FDIC-insured commercial bank headquartered in TIMBERVILLE, VA, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.3B. Profitability stands at 0.91% ROA and 11.77% ROE, with a net interest margin of 3.58%. The bank's CET1 capital ratio is 13.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.68% and a Texas Ratio of 5.21%. FDIC Certificate #8668.
Assets
$1.4B
Deposits
$1.3B
Loans
$889M
Equity
$108M
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