CITY NATIONAL BANK OF SAN SABA, THE

SAN SABA, TX | Micro | Est. Jan. 1, 1883, midnight | FDIC #5518 | RSSD #714165 | OCC
Latest Report: 2025-12-31

CITY NATIONAL BANK OF SAN SABA, THE is amn micro FDIC-insured commercial bank headquartered in SAN SABA, TX, established in Jan. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $72M. Profitability stands at -0.06% ROA and -0.54% ROE, with a net interest margin of 1.65%. The bank's CET1 capital ratio is 11.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5518.

Assets

$81M

Deposits

$72M

Loans

$8M

Equity

$10M

Profitability

Return on Assets (ROA) -0.06%
Return on Equity (ROE) -0.54%
Net Interest Margin (NIM) 1.65%
Yield on Assets 2.72%
Cost of Funds 1.77%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.12%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 3.54%

Capital & Liquidity

CET1 Ratio 11.99%
Tier 1 Capital 11.99%
Total Capital Ratio 12.59%
Leverage Ratio 12.75%
Loan-to-Deposit 11.84%

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