COOPERATIVE BANK, THE

ROSLINDALE, MA | Medium | Est. Jan. 1, 1898, midnight | FDIC #26922 | RSSD #714978 | FDIC
Latest Report: 2025-12-31

COOPERATIVE BANK, THE is amn medium FDIC-insured commercial bank headquartered in ROSLINDALE, MA, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $543M and total deposits of $455M. Profitability stands at 0.08% ROA and 0.91% ROE, with a net interest margin of 2.86%. The bank's CET1 capital ratio is 13.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 4.71%. FDIC Certificate #26922.

Assets

$543M

Deposits

$455M

Loans

$456M

Equity

$48M

Profitability

Return on Assets (ROA) 0.08%
Return on Equity (ROE) 0.91%
Net Interest Margin (NIM) 2.86%
Yield on Assets 5.00%
Cost of Funds 2.17%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.71%
NPA Ratio 0.45%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 13.25%
Tier 1 Capital 13.25%
Total Capital Ratio 14.29%
Leverage Ratio 9.30%
Loan-to-Deposit 100.38%

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