PEOPLES BANK is asn small FDIC-insured commercial bank headquartered in LYONS, GA, established in Jan. 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $189M and total deposits of $168M. Profitability stands at 1.79% ROA and 17.36% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 24.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.70% and a Texas Ratio of 23.68%. FDIC Certificate #15216.
Assets
$189M
Deposits
$168M
Loans
$109M
Equity
$20M
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