FIRST WESTERN FEDERAL SAVINGS BANK

RAPID CITY, SD | Micro | Est. June 6, 1979, midnight | FDIC #31972 | RSSD #715470 | OCC
Latest Report: 2025-12-31

FIRST WESTERN FEDERAL SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in RAPID CITY, SD, established in June 6, 1979, midnight. As of 2025-12-31, the bank reported total assets of $67M and total deposits of $44M. Profitability stands at 2.22% ROA and 13.13% ROE, with a net interest margin of 5.05%. The bank's CET1 capital ratio is 16.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #31972.

Assets

$67M

Deposits

$44M

Loans

$56M

Equity

$11M

Profitability

Return on Assets (ROA) 2.22%
Return on Equity (ROE) 13.13%
Net Interest Margin (NIM) 5.05%
Yield on Assets 8.26%
Cost of Funds 3.51%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.69%

Capital & Liquidity

CET1 Ratio 16.35%
Tier 1 Capital 16.35%
Total Capital Ratio 17.17%
Leverage Ratio 16.56%
Loan-to-Deposit 127.37%

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