BanksAMORY FIRST SAVINGS AND LOAN BANK, SSB

AMORY FIRST SAVINGS AND LOAN BANK, SSB

AMORY, MSMicroEst. June 1, 1934, midnightFDIC #28949RSSD #715975FED
Latest · 2025-12-31

AMORY FIRST SAVINGS AND LOAN BANK, SSB is an FDIC-insured commercial bank headquartered in AMORY, MS, established in June 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $66M. Profitability stands at 0.53% ROA and 4.07% ROE, with a net interest margin of 3.00%. CET1 capital ratio: 13.10%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 1.52%. Operates 1 domestic branch.

Assets
$76M
Deposits
$66M
Loans
$61M
Equity
$10M

Profitability

Return on Assets (ROA)0.53%
Return on Equity (ROE)4.07%
Net Interest Margin3.00%
Yield on Assets5.93%
Cost of Funds3.11%

Asset Quality

NPL Ratio0.26%
Net Charge-Off Ratio0.00%
Texas Ratio1.52%
NPA Ratio0.21%
ACL / Loans0.99%

Capital & Liquidity

CET1 Ratio13.10%
Tier 1 Capital13.10%
Total Capital Ratio13.75%
Leverage Ratio12.97%
Loan-to-Deposit92.48%

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