COMMUNITY BANK OF RAYMORE

RAYMORE, MO | Small | Est. May 15, 1979, midnight | FDIC #22867 | RSSD #716851 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK OF RAYMORE is asn small FDIC-insured commercial bank headquartered in RAYMORE, MO, established in May 15, 1979, midnight. As of 2025-12-31, the bank reported total assets of $338M and total deposits of $322M. Profitability stands at 1.47% ROA and 39.76% ROE, with a net interest margin of 2.93%. The bank's CET1 capital ratio is 26.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.45%. FDIC Certificate #22867.

Assets

$338M

Deposits

$322M

Loans

$117M

Equity

$14M

Profitability

Return on Assets (ROA) 1.47%
Return on Equity (ROE) 39.76%
Net Interest Margin (NIM) 2.93%
Yield on Assets 4.17%
Cost of Funds 1.19%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 1.03%
Texas Ratio 0.45%
NPA Ratio 0.02%
ACL / Loans 0.42%

Capital & Liquidity

CET1 Ratio 26.68%
Tier 1 Capital 26.68%
Total Capital Ratio 27.19%
Leverage Ratio 9.73%
Loan-to-Deposit 36.31%

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