SOUTHERN BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in MOUNT OLIVE, NC, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $5.2B and total deposits of $4.7B. Profitability stands at 2.10% ROA and 25.82% ROE, with a net interest margin of 3.67%. The bank's CET1 capital ratio is 12.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.13% and a Texas Ratio of 0.96%. FDIC Certificate #15359.
Assets
$5.2B
Deposits
$4.7B
Loans
$3.4B
Equity
$424M
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