FIRST SECURITY BANK

BATESVILLE, MS | Medium | Est. July 1, 1952, midnight | FDIC #17120 | RSSD #718145 | FDIC
Latest Report: 2025-12-31

FIRST SECURITY BANK is amn medium FDIC-insured commercial bank headquartered in BATESVILLE, MS, established in July 1, 1952, midnight. As of 2025-12-31, the bank reported total assets of $908M and total deposits of $785M. Profitability stands at 0.64% ROA and 7.40% ROE, with a net interest margin of 3.84%. The bank's CET1 capital ratio is 14.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.66% and a Texas Ratio of 4.60%. FDIC Certificate #17120.

Assets

$908M

Deposits

$785M

Loans

$550M

Equity

$80M

Profitability

Return on Assets (ROA) 0.64%
Return on Equity (ROE) 7.40%
Net Interest Margin (NIM) 3.84%
Yield on Assets 5.62%
Cost of Funds 1.83%

Asset Quality

NPL Ratio 0.66%
Net Charge-Off Ratio 0.11%
Texas Ratio 4.60%
NPA Ratio 0.45%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 14.07%
Tier 1 Capital 14.07%
Total Capital Ratio 15.32%
Leverage Ratio 9.22%
Loan-to-Deposit 70.09%

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