GRANT COUNTY BANK, THE

PETERSBURG, WV | Small | Est. Aug. 6, 1902, midnight | FDIC #11953 | RSSD #718538 | FDIC
Latest Report: 2025-12-31

GRANT COUNTY BANK, THE is asn small FDIC-insured commercial bank headquartered in PETERSBURG, WV, established in Aug. 6, 1902, midnight. As of 2025-12-31, the bank reported total assets of $397M and total deposits of $343M. Profitability stands at 0.92% ROA and 8.66% ROE, with a net interest margin of 4.41%. The bank's CET1 capital ratio is 9.89%. Asset quality metrics show a non-performing loan ratio of 1.14% and a Texas Ratio of 8.23%. FDIC Certificate #11953.

Assets

$397M

Deposits

$343M

Loans

$303M

Equity

$42M

Profitability

Return on Assets (ROA) 0.92%
Return on Equity (ROE) 8.66%
Net Interest Margin (NIM) 4.41%
Yield on Assets 6.32%
Cost of Funds 1.99%

Asset Quality

NPL Ratio 1.14%
Net Charge-Off Ratio 0.07%
Texas Ratio 8.23%
NPA Ratio 0.94%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 9.89%
Tier 1 Capital 9.89%
Total Capital Ratio 10.38%
Leverage Ratio 10.94%
Loan-to-Deposit 88.13%

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