FIRST NATIONAL BANK OF PETERSTOWN, THE

PETERSTOWN, WV | Micro | Est. Jan. 27, 1910, midnight | FDIC #6787 | RSSD #719030 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF PETERSTOWN, THE is amn micro FDIC-insured commercial bank headquartered in PETERSTOWN, WV, established in Jan. 27, 1910, midnight. As of 2025-12-31, the bank reported total assets of $84M and total deposits of $73M. Profitability stands at 0.54% ROA and 4.33% ROE, with a net interest margin of 3.45%. The bank's CET1 capital ratio is 27.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.03% and a Texas Ratio of 7.00%. FDIC Certificate #6787.

Assets

$84M

Deposits

$73M

Loans

$38M

Equity

$11M

Profitability

Return on Assets (ROA) 0.54%
Return on Equity (ROE) 4.33%
Net Interest Margin (NIM) 3.45%
Yield on Assets 4.05%
Cost of Funds 1.19%

Asset Quality

NPL Ratio 2.03%
Net Charge-Off Ratio 0.01%
Texas Ratio 7.00%
NPA Ratio 0.93%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 27.74%
Tier 1 Capital 27.74%
Total Capital Ratio 28.99%
Leverage Ratio 13.62%
Loan-to-Deposit 52.24%

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