BanksFIRST NATIONAL BANK OF PETERSTOWN, THE

FIRST NATIONAL BANK OF PETERSTOWN, THE

PETERSTOWN, WVMicroEst. Jan. 27, 1910, midnightFDIC #6787RSSD #719030OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF PETERSTOWN, THE is an FDIC-insured commercial bank headquartered in PETERSTOWN, WV, established in Jan. 27, 1910, midnight. As of 2025-12-31, the bank reported total assets of $84M and total deposits of $73M. Profitability stands at 0.54% ROA and 4.33% ROE, with a net interest margin of 3.45%. CET1 capital ratio: 27.74%, well above regulatory minimums. NPL ratio: 2.03% · Texas Ratio: 7.00%. Operates 2 domestic branches.

Assets
$84M
Deposits
$73M
Loans
$38M
Equity
$11M

Profitability

Return on Assets (ROA)0.54%
Return on Equity (ROE)4.33%
Net Interest Margin3.45%
Yield on Assets4.05%
Cost of Funds0.63%

Asset Quality

NPL Ratio2.03%
Net Charge-Off Ratio0.01%
Texas Ratio7.00%
NPA Ratio0.93%
ACL / Loans1.46%

Capital & Liquidity

CET1 Ratio27.74%
Tier 1 Capital27.74%
Total Capital Ratio28.99%
Leverage Ratio13.62%
Loan-to-Deposit52.24%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required