CALLAWAY BANK, THE

FULTON, MO | Small | Est. Jan. 1, 1857, midnight | FDIC #12223 | RSSD #719656 | FED
Latest Report: 2025-12-31

CALLAWAY BANK, THE is asn small FDIC-insured commercial bank headquartered in FULTON, MO, established in Jan. 1, 1857, midnight. As of 2025-12-31, the bank reported total assets of $498M and total deposits of $413M. Profitability stands at 0.79% ROA and 8.50% ROE, with a net interest margin of 4.50%. The bank's CET1 capital ratio is 9.50%. Asset quality metrics show a non-performing loan ratio of 0.61% and a Texas Ratio of 4.55%. FDIC Certificate #12223.

Assets

$498M

Deposits

$413M

Loans

$380M

Equity

$47M

Profitability

Return on Assets (ROA) 0.79%
Return on Equity (ROE) 8.50%
Net Interest Margin (NIM) 4.50%
Yield on Assets 6.05%
Cost of Funds 1.70%

Asset Quality

NPL Ratio 0.61%
Net Charge-Off Ratio 0.22%
Texas Ratio 4.55%
NPA Ratio 0.47%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 9.50%
Tier 1 Capital 9.50%
Total Capital Ratio 9.98%
Leverage Ratio 9.79%
Loan-to-Deposit 92.05%

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