MARSHALL COUNTY STATE BANK

NEWFOLDEN, MN | Micro | Est. Oct. 20, 1922, midnight | FDIC #9752 | RSSD #720157 | FDIC
Latest Report: 2025-12-31

MARSHALL COUNTY STATE BANK is amn micro FDIC-insured commercial bank headquartered in NEWFOLDEN, MN, established in Oct. 20, 1922, midnight. As of 2025-12-31, the bank reported total assets of $44M and total deposits of $37M. Profitability stands at 1.48% ROA and 9.02% ROE, with a net interest margin of 3.08%. The bank's CET1 capital ratio is 59.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #9752.

Assets

$44M

Deposits

$37M

Loans

$14M

Equity

$7M

Profitability

Return on Assets (ROA) 1.48%
Return on Equity (ROE) 9.02%
Net Interest Margin (NIM) 3.08%
Yield on Assets 5.22%
Cost of Funds 2.88%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.15%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.16%

Capital & Liquidity

CET1 Ratio 59.69%
Tier 1 Capital 59.69%
Total Capital Ratio 60.96%
Leverage Ratio 15.53%
Loan-to-Deposit 37.75%

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