BANK OF CLARKSON

CLARKSON, KY | Small | Est. Jan. 1, 1904, midnight | FDIC #13167 | RSSD #720344 | FDIC
Latest Report: 2025-12-31

BANK OF CLARKSON is asn small FDIC-insured commercial bank headquartered in CLARKSON, KY, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $174M and total deposits of $142M. Profitability stands at 1.64% ROA and 16.53% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 18.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #13167.

Assets

$174M

Deposits

$142M

Loans

$118M

Equity

$18M

Profitability

Return on Assets (ROA) 1.64%
Return on Equity (ROE) 16.53%
Net Interest Margin (NIM) 4.29%
Yield on Assets 6.08%
Cost of Funds 1.89%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.54%

Capital & Liquidity

CET1 Ratio 18.93%
Tier 1 Capital 18.93%
Total Capital Ratio 19.48%
Leverage Ratio 12.40%
Loan-to-Deposit 83.53%

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