BRADFORD NATIONAL BANK OF GREENVILLE, THE

GREENVILLE, IL | Medium | Est. Jan. 1, 1867, midnight | FDIC #3799 | RSSD #720746 | OCC
Latest Report: 2025-12-31

BRADFORD NATIONAL BANK OF GREENVILLE, THE is amn medium FDIC-insured commercial bank headquartered in GREENVILLE, IL, established in Jan. 1, 1867, midnight. As of 2025-12-31, the bank reported total assets of $656M and total deposits of $538M. Profitability stands at 1.21% ROA and 13.45% ROE, with a net interest margin of 3.35%. The bank's CET1 capital ratio is 12.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.93% and a Texas Ratio of 8.49%. FDIC Certificate #3799.

Assets

$656M

Deposits

$538M

Loans

$281M

Equity

$59M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 13.45%
Net Interest Margin (NIM) 3.35%
Yield on Assets 5.57%
Cost of Funds 2.26%

Asset Quality

NPL Ratio 1.93%
Net Charge-Off Ratio 0.16%
Texas Ratio 8.49%
NPA Ratio 0.83%
ACL / Loans 1.64%

Capital & Liquidity

CET1 Ratio 12.44%
Tier 1 Capital 12.44%
Total Capital Ratio 13.41%
Leverage Ratio 9.25%
Loan-to-Deposit 52.30%

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