MCINTOSH COUNTY BANK

ASHLEY, ND | Small | Est. Jan. 1, 1911, midnight | FDIC #13794 | RSSD #720858 | FDIC
Latest Report: 2025-12-31

MCINTOSH COUNTY BANK is asn small FDIC-insured commercial bank headquartered in ASHLEY, ND, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $99M. Profitability stands at 1.37% ROA and 14.09% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 14.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.21%. FDIC Certificate #13794. The institution operates 1 domestic branch.

Assets

$114M

Deposits

$99M

Loans

$68M

Equity

$11M

Profitability

Return on Assets (ROA) 1.37%
Return on Equity (ROE) 14.09%
Net Interest Margin (NIM) 3.70%
Yield on Assets 5.53%
Cost of Funds 2.40%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio -0.12%
Texas Ratio 0.21%
NPA Ratio 0.02%
ACL / Loans 2.34%

Capital & Liquidity

CET1 Ratio 14.85%
Tier 1 Capital 14.85%
Total Capital Ratio 16.10%
Leverage Ratio 10.69%
Loan-to-Deposit 68.40%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required