BanksMCINTOSH COUNTY BANK

MCINTOSH COUNTY BANK

ASHLEY, NDSmallEst. Jan. 1, 1911, midnightFDIC #13794RSSD #720858FDIC
Latest · 2025-12-31

MCINTOSH COUNTY BANK is an FDIC-insured commercial bank headquartered in ASHLEY, ND, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $99M. Profitability stands at 1.37% ROA and 14.09% ROE, with a net interest margin of 3.70%. CET1 capital ratio: 14.85%, well above regulatory minimums. NPL ratio: 0.04% · Texas Ratio: 0.21%. Operates 2 domestic branches.

Assets
$114M
Deposits
$99M
Loans
$68M
Equity
$11M

Profitability

Return on Assets (ROA)1.37%
Return on Equity (ROE)14.09%
Net Interest Margin3.70%
Yield on Assets5.53%
Cost of Funds1.91%

Asset Quality

NPL Ratio0.04%
Net Charge-Off Ratio-0.12%
Texas Ratio0.21%
NPA Ratio0.02%
ACL / Loans2.34%

Capital & Liquidity

CET1 Ratio14.85%
Tier 1 Capital14.85%
Total Capital Ratio16.10%
Leverage Ratio10.69%
Loan-to-Deposit68.40%

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