BANKNORTH

ARTHUR, ND | Medium | Est. Jan. 1, 1905, midnight | FDIC #8387 | RSSD #721350 | FDIC
Latest Report: 2025-12-31

BANKNORTH is amn medium FDIC-insured commercial bank headquartered in ARTHUR, ND, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $697M and total deposits of $551M. Profitability stands at 1.95% ROA and 17.88% ROE, with a net interest margin of 4.71%. The bank's CET1 capital ratio is 10.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.29%. FDIC Certificate #8387.

Assets

$697M

Deposits

$551M

Loans

$604M

Equity

$77M

Profitability

Return on Assets (ROA) 1.95%
Return on Equity (ROE) 17.88%
Net Interest Margin (NIM) 4.71%
Yield on Assets 6.86%
Cost of Funds 2.26%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.07%
Texas Ratio 1.29%
NPA Ratio 0.15%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 10.24%
Tier 1 Capital 10.24%
Total Capital Ratio 11.20%
Leverage Ratio 10.00%
Loan-to-Deposit 109.55%

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