FARMERS & MERCHANTS STATE BANK OF NEW YORK MILLS, INCORPORATED

FARMERS & MERCHANTS STATE BANK OF NEW YORK MILLS, INCORPORATED is an FDIC-insured commercial bank headquartered in NEW YORK MILLS, MN, established in Dec. 16, 1916, midnight. As of 2025-12-31, the bank reported total assets of $79M and total deposits of $71M. Profitability stands at 0.80% ROA and 9.21% ROE, with a net interest margin of 3.20%. CET1 capital ratio: 27.01%, well above regulatory minimums. NPL ratio: 0.35% · Texas Ratio: 1.52%. Operates 1 domestic branch.