BANK OF ROMNEY, THE

BANK OF ROMNEY, THE is asn small FDIC-insured commercial bank headquartered in ROMNEY, WV, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $365M and total deposits of $277M. Profitability stands at 1.34% ROA and 8.50% ROE, with a net interest margin of 4.46%. The bank's CET1 capital ratio is 15.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.06% and a Texas Ratio of 10.48%. FDIC Certificate #845.