SANTANDER BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in WILMINGTON, DE, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $104.1B and total deposits of $82.1B. Profitability stands at 2.05% ROA and 14.86% ROE, with a net interest margin of 3.59%. CET1 capital ratio: 20.74%, well above regulatory minimums. NPL ratio: 1.73% · Texas Ratio: 6.37%. Operates 400 domestic branches.
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