SOLVAY BANK

SOLVAY, NY | Large | Est. March 17, 1917, midnight | FDIC #13297 | RSSD #722816 | FED
Latest Report: 2025-12-31

SOLVAY BANK is aln large FDIC-insured commercial bank headquartered in SOLVAY, NY, established in March 17, 1917, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 0.54% ROA and 7.20% ROE, with a net interest margin of 2.48%. The bank's CET1 capital ratio is 7.83%. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.58%. FDIC Certificate #13297.

Assets

$1.2B

Deposits

$1.1B

Loans

$743M

Equity

$93M

Profitability

Return on Assets (ROA) 0.54%
Return on Equity (ROE) 7.20%
Net Interest Margin (NIM) 2.48%
Yield on Assets 4.32%
Cost of Funds 2.94%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.58%
NPA Ratio 0.05%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 7.83%
Tier 1 Capital 7.83%
Total Capital Ratio 8.22%
Leverage Ratio 9.23%
Loan-to-Deposit 69.80%

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