FIFTH THIRD BANK, NATIONAL ASSOCIATION

CINCINNATI, OH | National | Est. Jan. 1, 1865, midnight | FDIC #6672 | RSSD #723112 | OCC
Latest Report: 2025-12-31

FIFTH THIRD BANK, NATIONAL ASSOCIATION is ann national FDIC-insured commercial bank headquartered in CINCINNATI, OH, established in Jan. 1, 1865, midnight. As of 2025-12-31, the bank reported total assets of $213.7B and total deposits of $175.2B. Profitability stands at 1.54% ROA and 13.47% ROE, with a net interest margin of 3.37%. The bank's CET1 capital ratio is 13.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.68% and a Texas Ratio of 3.19%. FDIC Certificate #6672.

Assets

$213.7B

Deposits

$175.2B

Loans

$123.4B

Equity

$24.6B

Profitability

Return on Assets (ROA) 1.54%
Return on Equity (ROE) 13.47%
Net Interest Margin (NIM) 3.37%
Yield on Assets 5.05%
Cost of Funds 4.40%

Asset Quality

NPL Ratio 0.68%
Net Charge-Off Ratio 0.60%
Texas Ratio 3.19%
NPA Ratio 0.40%
ACL / Loans 1.83%

Capital & Liquidity

CET1 Ratio 13.09%
Tier 1 Capital 13.09%
Total Capital Ratio 14.33%
Leverage Ratio 10.41%
Loan-to-Deposit 70.42%

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