FARMERS & MERCHANTS BANK OF HUTSONVILLE

HUTSONVILLE, IL | Micro | Est. Dec. 20, 1920, midnight | FDIC #10469 | RSSD #724940 | FDIC
Latest Report: 2025-12-31

FARMERS & MERCHANTS BANK OF HUTSONVILLE is amn micro FDIC-insured commercial bank headquartered in HUTSONVILLE, IL, established in Dec. 20, 1920, midnight. As of 2025-12-31, the bank reported total assets of $52M and total deposits of $43M. Profitability stands at -0.54% ROA and -2.96% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 17.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10469.

Assets

$52M

Deposits

$43M

Loans

$36M

Equity

$9M

Profitability

Return on Assets (ROA) -0.54%
Return on Equity (ROE) -2.96%
Net Interest Margin (NIM) 3.79%
Yield on Assets 5.65%
Cost of Funds 2.38%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.25%

Capital & Liquidity

CET1 Ratio 17.69%
Tier 1 Capital 17.69%
Total Capital Ratio 18.58%
Leverage Ratio 17.56%
Loan-to-Deposit 83.14%

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