BanksFARMERS & MERCHANTS BANK OF HUTSONVILLE

FARMERS & MERCHANTS BANK OF HUTSONVILLE

HUTSONVILLE, ILMicroEst. Dec. 20, 1920, midnightFDIC #10469RSSD #724940FDIC
Latest · 2025-12-31

FARMERS & MERCHANTS BANK OF HUTSONVILLE is an FDIC-insured commercial bank headquartered in HUTSONVILLE, IL, established in Dec. 20, 1920, midnight. As of 2025-12-31, the bank reported total assets of $52M and total deposits of $43M. Profitability stands at -0.54% ROA and -2.96% ROE, with a net interest margin of 3.79%. CET1 capital ratio: 17.69%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$52M
Deposits
$43M
Loans
$36M
Equity
$9M

Profitability

Return on Assets (ROA)-0.54%
Return on Equity (ROE)-2.96%
Net Interest Margin3.79%
Yield on Assets5.65%
Cost of Funds2.09%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.03%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.25%

Capital & Liquidity

CET1 Ratio17.69%
Tier 1 Capital17.69%
Total Capital Ratio18.58%
Leverage Ratio17.56%
Loan-to-Deposit83.14%

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