OSB COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in OTTAWA, IL, established in Jan. 1, 1871, midnight. As of 2025-12-31, the bank reported total assets of $363M and total deposits of $301M. Profitability stands at 0.52% ROA and 4.64% ROE, with a net interest margin of 3.36%. The bank's CET1 capital ratio is 15.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 1.99%. FDIC Certificate #27989.
Assets
$363M
Deposits
$301M
Loans
$310M
Equity
$40M
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