UNITED TEXAS BANK

DALLAS, TX | Large | Est. April 7, 1986, midnight | FDIC #26626 | RSSD #726953 | FED
Latest Report: 2025-12-31

UNITED TEXAS BANK is aln large FDIC-insured commercial bank headquartered in DALLAS, TX, established in April 7, 1986, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $812M. Profitability stands at 0.50% ROA and 3.14% ROE, with a net interest margin of 2.73%. The bank's CET1 capital ratio is 15.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 7.49%. FDIC Certificate #26626.

Assets

$1.1B

Deposits

$812M

Loans

$591M

Equity

$172M

Profitability

Return on Assets (ROA) 0.50%
Return on Equity (ROE) 3.14%
Net Interest Margin (NIM) 2.73%
Yield on Assets 5.88%
Cost of Funds 3.47%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.46%
Texas Ratio 7.49%
NPA Ratio 1.22%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 15.75%
Tier 1 Capital 15.75%
Total Capital Ratio 16.54%
Leverage Ratio 15.50%
Loan-to-Deposit 72.76%

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