COMMUNITY BANK, THE

ZANESVILLE, OH | Medium | Est. July 28, 1902, midnight | FDIC #5981 | RSSD #729011 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK, THE is amn medium FDIC-insured commercial bank headquartered in ZANESVILLE, OH, established in July 28, 1902, midnight. As of 2025-12-31, the bank reported total assets of $691M and total deposits of $611M. Profitability stands at 1.30% ROA and 13.33% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 15.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.72%. FDIC Certificate #5981.

Assets

$691M

Deposits

$611M

Loans

$466M

Equity

$69M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 13.33%
Net Interest Margin (NIM) 4.00%
Yield on Assets 5.78%
Cost of Funds 1.83%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio -0.03%
Texas Ratio 1.72%
NPA Ratio 0.18%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 15.90%
Tier 1 Capital 15.90%
Total Capital Ratio 17.07%
Leverage Ratio 10.10%
Loan-to-Deposit 76.25%

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