CITIZENS BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in MARKS, MS, established in Aug. 17, 1917, midnight. As of 2025-12-31, the bank reported total assets of $101M and total deposits of $86M. Profitability stands at 0.64% ROA and 4.59% ROE, with a net interest margin of 5.14%. The bank's CET1 capital ratio is 17.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.04% and a Texas Ratio of 5.13%. FDIC Certificate #9777.
Assets
$101M
Deposits
$86M
Loans
$64M
Equity
$14M
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