FIRST NATIONAL BANK OF PROCTOR, THE

PROCTOR, MN | Micro | Est. Jan. 1, 1902, midnight | FDIC #5232 | RSSD #731957 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF PROCTOR, THE is amn micro FDIC-insured commercial bank headquartered in PROCTOR, MN, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $35M and total deposits of $32M. Profitability stands at 0.00% ROA and 0.00% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 24.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.21%. FDIC Certificate #5232.

Assets

$35M

Deposits

$32M

Loans

$14M

Equity

$3M

Profitability

Return on Assets (ROA) 0.00%
Return on Equity (ROE) 0.00%
Net Interest Margin (NIM) 3.81%
Yield on Assets 4.77%
Cost of Funds 1.36%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio --
Texas Ratio 0.21%
NPA Ratio 0.02%
ACL / Loans 0.68%

Capital & Liquidity

CET1 Ratio 24.91%
Tier 1 Capital 24.91%
Total Capital Ratio 25.73%
Leverage Ratio 8.28%
Loan-to-Deposit 43.94%

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