GRAND SAVINGS BANK

GROVE, OK | Large | Est. April 10, 1981, midnight | FDIC #32084 | RSSD #732178 | FDIC
Latest Report: 2025-12-31

GRAND SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in GROVE, OK, established in April 10, 1981, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $891M. Profitability stands at 1.95% ROA and 17.00% ROE, with a net interest margin of 5.46%. The bank's CET1 capital ratio is 11.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 4.34%. FDIC Certificate #32084.

Assets

$1.0B

Deposits

$891M

Loans

$824M

Equity

$117M

Profitability

Return on Assets (ROA) 1.95%
Return on Equity (ROE) 17.00%
Net Interest Margin (NIM) 5.46%
Yield on Assets 7.38%
Cost of Funds 2.01%

Asset Quality

NPL Ratio 0.67%
Net Charge-Off Ratio 0.01%
Texas Ratio 4.34%
NPA Ratio 0.54%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 11.47%
Tier 1 Capital 11.47%
Total Capital Ratio 12.05%
Leverage Ratio 11.90%
Loan-to-Deposit 92.48%

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