GATEWAY BANK

RISON, AR | Small | Est. Jan. 1, 1932, midnight | FDIC #8730 | RSSD #733540 | FED
Latest Report: 2025-12-31

GATEWAY BANK is asn small FDIC-insured commercial bank headquartered in RISON, AR, established in Jan. 1, 1932, midnight. As of 2025-12-31, the bank reported total assets of $173M and total deposits of $155M. Profitability stands at 1.16% ROA and 11.50% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 10.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.45% and a Texas Ratio of 37.28%. FDIC Certificate #8730.

Assets

$173M

Deposits

$155M

Loans

$158M

Equity

$17M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 11.50%
Net Interest Margin (NIM) 4.61%
Yield on Assets 8.19%
Cost of Funds 3.69%

Asset Quality

NPL Ratio 3.45%
Net Charge-Off Ratio 0.23%
Texas Ratio 37.28%
NPA Ratio 4.12%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 10.01%
Tier 1 Capital 10.01%
Total Capital Ratio 10.51%
Leverage Ratio 10.18%
Loan-to-Deposit 101.70%

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