JONESBURG STATE BANK

JONESBURG, MO | Small | Est. Feb. 21, 1921, midnight | FDIC #8896 | RSSD #733755 | FDIC
Latest Report: 2025-12-31

JONESBURG STATE BANK is asn small FDIC-insured commercial bank headquartered in JONESBURG, MO, established in Feb. 21, 1921, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $122M. Profitability stands at 1.81% ROA and 19.33% ROE, with a net interest margin of 5.16%. The bank's CET1 capital ratio is 14.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8896.

Assets

$139M

Deposits

$122M

Loans

$104M

Equity

$13M

Profitability

Return on Assets (ROA) 1.81%
Return on Equity (ROE) 19.33%
Net Interest Margin (NIM) 5.16%
Yield on Assets 6.38%
Cost of Funds 1.25%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 14.45%
Tier 1 Capital 14.45%
Total Capital Ratio 15.66%
Leverage Ratio 9.40%
Loan-to-Deposit 85.36%

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