CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS is asn small FDIC-insured commercial bank headquartered in ELLSWORTH, KS, established in May 31, 1900, midnight. As of 2025-12-31, the bank reported total assets of $280M and total deposits of $216M. Profitability stands at 1.24% ROA and 16.60% ROE, with a net interest margin of 3.01%. The bank's CET1 capital ratio is 5.95%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.41%. FDIC Certificate #11778. The institution operates 1 domestic branch.
Assets
$280M
Deposits
$216M
Loans
$168M
Equity
$21M
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