GIBSLAND BANK & TRUST COMPANY

GIBSLAND, LA | Medium | Est. April 15, 1948, midnight | FDIC #16689 | RSSD #734350 | FDIC
Latest Report: 2025-12-31

GIBSLAND BANK & TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in GIBSLAND, LA, established in April 15, 1948, midnight. As of 2025-12-31, the bank reported total assets of $586M and total deposits of $478M. Profitability stands at 0.72% ROA and 4.69% ROE, with a net interest margin of 4.68%. The bank's CET1 capital ratio is 14.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.33% and a Texas Ratio of 17.58%. FDIC Certificate #16689.

Assets

$586M

Deposits

$478M

Loans

$407M

Equity

$87M

Profitability

Return on Assets (ROA) 0.72%
Return on Equity (ROE) 4.69%
Net Interest Margin (NIM) 4.68%
Yield on Assets 6.40%
Cost of Funds 1.85%

Asset Quality

NPL Ratio 1.33%
Net Charge-Off Ratio 0.09%
Texas Ratio 17.58%
NPA Ratio 2.70%
ACL / Loans 0.82%

Capital & Liquidity

CET1 Ratio 14.77%
Tier 1 Capital 14.77%
Total Capital Ratio 15.51%
Leverage Ratio 15.98%
Loan-to-Deposit 85.11%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required