TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION

FRISCO, TX | Medium | Est. May 21, 1891, midnight | FDIC #3400 | RSSD #735067 | OCC
Latest Report: 2025-12-31

TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in FRISCO, TX, established in May 21, 1891, midnight. As of 2025-12-31, the bank reported total assets of $503M and total deposits of $368M. Profitability stands at 1.93% ROA and 14.36% ROE, with a net interest margin of 5.51%. The bank's CET1 capital ratio is 15.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.54% and a Texas Ratio of 8.61%. FDIC Certificate #3400.

Assets

$503M

Deposits

$368M

Loans

$409M

Equity

$68M

Profitability

Return on Assets (ROA) 1.93%
Return on Equity (ROE) 14.36%
Net Interest Margin (NIM) 5.51%
Yield on Assets 7.71%
Cost of Funds 2.41%

Asset Quality

NPL Ratio 1.54%
Net Charge-Off Ratio 0.04%
Texas Ratio 8.61%
NPA Ratio 1.25%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 15.77%
Tier 1 Capital 15.77%
Total Capital Ratio 17.03%
Leverage Ratio 13.41%
Loan-to-Deposit 111.00%

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